**CHANGE IN DEBIT CARD SERVICE**
  

FNB has initialized our new Fraud Risk Identification Service.  We no longer block transactions by country.  Transactions are monitored and scored for possible fraud.  You will be contacted by telephone if abnormal activity is detected.  Transactions may be blocked before you are contacted if activity scores high enough.

For this reason it is very important we have your correct phone numbers.  Please contact us if you are not sure we have your numbers.

  
  
First National Bank
  

"The bank that always puts you first"

Serving the Texas Panhandle since 1985



INTRODUCING
FREE
Identity Theft Assistance
&
Specialized Identity Management Services
(Click Logo for Details)

  Free Identity Theft Prevention and Assistance



First National Bank is proud to be a safe and sound provider of loan and deposit services.  We have never participated in the underwriting of sub-prime mortgages and we do not purchase securities collateralized by sub-prime mortgages.

If you have any questions about the effects of the current credit crisis upon our bank please do not hesitate to come by or give us a call.

  
  
Your Hometown Bank
  

At First National Bank we take pride in serving our communities and providing our customers with a friendly home town bank.  We offer a full array of banking services designed to meet the needs of the communities we serve.  Our experienced loan officers are ready to assist you with commercial, agricultural, mortgage and consumer loans.  If it is deposit services you need, we have competitive certificate of deposit rates and you will not find a friendlier new accounts department anywhere.


Come by any time and share a cup of coffee or a soft drink with us.  We would love to see you!
First National Bank : Hansford County Spearman Texas : Moore County Dumas Texas : High Plains : Texas Panhandle : Agricultural Financing : Ag Loans : Agricultural Loans : Hotel Loans : Motel Loans : Commercial Loans : Consumer Loans : Mortgage Loans : Car Loans : Automobile Loans : Checking Accounts : Checking Account : CD : CD's : Certificates of Deposit CDARS : Community Bank : Friendly Bank : Texas Friendliest Bank : Banks in the Texas Panhandle : Texas Panhandle Banks : Banks on the High Plains :
First National Bank is participating in the FDIC's program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
  
  
 
NOTICE: First National Bank's website contains links to third party websites. While it is our sole intent to provide only good and useful information to our customers, we are not responsible, have no control over and do not endorse or guarantee any of the information or products of these links. Third party websites are subject to the publishing entities privacy and security policies and are in no way represented by FNB's policies. Email links provided are for general use and are not a secure means of communication. Copyright 2008 by First National Bank, Spearman, TX . . . . First National Bank is participating in the FDIC's program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.