We may collect “nonpublic personal information” about you from the following sources: Applications or other loan and account forms we receive from you;  Transactions with us or others; and Information we receive from third parties such as credit bureaus. What information we disclose: We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. Confidentiality and Security: We restrict access to your nonpublic personal and account information to those employees who need to know that information to provide products or services to you.  Employees who violate these standards will be subject to disciplinary measures.  We maintain physical, electronic and procedural safeguards that comply with our regulatory standards to guard your nonpublic personal information.